Mortgage Broker in Decatur, GA

Home loans, refinancing, and investor financing in Decatur and across the Greater Atlanta Metro. Local expertise. More lending options. Faster answers.

Serving Decatur, Oakhurst, Winnona Park, Medlock Park, and surrounding neighborhoods.

We Have Offer To You

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Conventional Mortgages

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FHA
Mortgages

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VA
Home Loans

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Reverse Mortgages

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The
All-in-One

Loan

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Commercial / Investor Mortgages

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Renovation / Construction Loans

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Mortgage Refinancing
Options

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Your Local Decatur
Mortgage Expert

As a mortgage broker based in the Atlanta metro, I help homebuyers, homeowners, and real estate investors in Decatur compare loan options from more than 300 lenders. Whether you're buying your first home, refinancing, investing in rental property, or building something new, you get clear numbers, fast communication, and a strategic financing plan designed for your goals.

What You Get When You Work With a Local Broker:

  • Local knowledge of Decatur neighborhoods and Dekalb County

  • More loan options than any individual bank can offer

  • Fast pre-approvals, same-day in many cases

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Loan Programs Available in Decatur

Compare loan programs side-by-side and see which option gives you the best payment and terms.

  • Conventional Loans

  • FHA Loans

  • VA Loans

  • First-Time Homebuyer Loans

  • DSCR Loans (Investors)

  • Bank Statement Loans

  • 1099-Only Loans

  • Cash-Out Refinancing

  • HELOCs

  • Fix & Flip Loans

  • New Construction Loans

  • ...and many more loan options through nearly 300 lenders.

Frequently Asked Questions

What is the minimum down payment to buy a home in Decatur?

Most Decatur buyers qualify with as little as 3% down on a conventional loan or 3.5% down with FHA. VA loans offer 0% down for eligible veterans.

What’s the difference between a Conventional and FHA loan?

Conventional loans work best for buyers with stronger credit scores and larger down payments. FHA loans are designed for lower-down-payment buyers and may offer more flexibility on credit.

What is the Minimum Credit Score?

Most mortgage programs start at 580–620. Investor programs such as DSCR loans generally start around 640+. I can help review your credit and show which programs you qualify for.

How long does it take to get pre-approved in Decatur?

Most pre-approvals can be completed same-day, depending on the loan program and documentation.

Do you work with first-time buyers?

Yes. Many Decatur buyers qualify for low down payment options, flexible programs, or local grants. I’ll help you compare every option.

Ready to Get Pre-Qualified?

Get a personalized quote, clear loan options, and a fast pre-approval from a local Decatur mortgage expert.

Proudly serving Decatur, Avondale Estates, East Lake, North Decatur, Kirkwood, and the greater Atlanta Metro.

Your trusted mortgage broker for home purchases, refinancing, and investor loans in Dekalb County.

OUR TEAM

Lennox Wardell

Chief Executive Officer

Sarah Odegard

President of Finance

Lars Jakuba

Executive Vice President

Mikey Diokles

Sales Manager

Testimonials

People Love Us

Wow Very Nice Team, I'm so happy with your service. You managed to exceed my expectations! You guys are very efficient and I will refer more people to your company!

Zahra Butt

Thank you very much. Very Awesome Template. I’m impressed with your service. I’ve already told my friends about your template and your quick response, thanks again!

Willi Hopkins

All product names, logos, and brands are property of their respective owners.

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2022 | NEXA Mortgage LLC.

Licensed in: GA, FL, AL, NC, VA, AZ

NMLS# 2279879 | AZMB: 2001591, NMLS ID 1660690

Corporate Address : 5559 S. Sossaman Rd, Bldg 1, #101 Mesa, AZ 85212

Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.

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